*{box-sizing:border-box}
body{margin:0;font-family:-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:#14213d;background:#f4f7fb;line-height:1.5}
a{color:#0b5ed7;text-decoration:none}
h1,h2,h3{line-height:1.2;margin:0 0 10px}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.muted{color:#6b7a90}
.topbar{background:#0a2540;color:#c8d6ea;font-size:13px}
.topbar .wrap{display:flex;gap:20px;padding:7px 20px}
.topbar .right{margin-left:auto}
.hdr{background:#fff;border-bottom:1px solid #e3e9f2;position:sticky;top:0;z-index:5}
.hdr .wrap{display:flex;align-items:center;gap:28px;height:68px}
.logo{display:flex;align-items:center;gap:9px;font-size:21px;color:#0a2540;font-weight:600}
.logo svg{width:32px;height:32px}
.logo b{color:#0b5ed7}
.logo small{font-size:12px;color:#6b7a90;font-weight:500;margin-left:4px}
.logo.light{color:#fff}.logo.light b{color:#7fb2ff}
nav{display:flex;gap:22px;flex:1}
nav a{color:#14213d;font-size:15px}
nav a:hover{color:#0b5ed7}
.btn{display:inline-block;background:#0b5ed7;color:#fff;border:0;border-radius:10px;padding:10px 18px;font-weight:600;font-size:15px;cursor:pointer}
.btn:hover{background:#0a4fb6}
.btn.big{padding:14px 26px;font-size:16px}
.btn.ghost{background:transparent;color:#0b5ed7;border:2px solid #0b5ed7}
.hero{background:linear-gradient(120deg,#0b5ed7,#0a2540);color:#fff;padding:64px 0}
.hero-in{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:42px}
.hero p{font-size:18px;color:#d7e5ff;max-width:520px}
.hero .btn.ghost{color:#fff;border-color:#fff}
.cta{display:flex;gap:14px;margin-top:24px;flex-wrap:wrap}
.card-art{display:flex;justify-content:center}
.plastic{position:relative;width:340px;height:214px;border-radius:18px;background:linear-gradient(135deg,#1c7cff,#063a8c);box-shadow:0 30px 60px rgba(0,0,0,.35)}
.plastic .chip{position:absolute;left:28px;top:70px;width:46px;height:34px;border-radius:7px;background:linear-gradient(135deg,#f6d77a,#c9a33c)}
.plastic .num{position:absolute;left:28px;bottom:58px;font-size:20px;letter-spacing:2px;font-family:monospace}
.plastic .nm{position:absolute;left:28px;bottom:24px;font-size:13px;letter-spacing:1.5px;opacity:.85}
.quick{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:-32px;position:relative}
.quick a{background:#fff;border-radius:14px;padding:20px;box-shadow:0 8px 24px rgba(10,37,64,.08);color:#14213d}
.quick b{display:block;font-size:17px;margin-bottom:4px}
.quick span{color:#6b7a90;font-size:14px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:32px}
.panel{background:#fff;border-radius:14px;padding:24px;box-shadow:0 4px 16px rgba(10,37,64,.06)}
.rates{width:100%;border-collapse:collapse;margin-top:10px}
.rates th,.rates td{text-align:left;padding:10px 6px;border-bottom:1px solid #eef2f7}
.rates th{font-size:13px;color:#6b7a90;font-weight:500}
.news{list-style:none;padding:0;margin:0}
.news li{padding:12px 0;border-bottom:1px solid #eef2f7}
.news .muted{display:block;font-size:12px}
.app{display:flex;justify-content:space-between;align-items:center;gap:20px;background:#0a2540;color:#fff;border-radius:16px;padding:32px;margin:32px auto}
.app p{color:#c8d6ea}
.stores{display:flex;gap:10px}
.stores span{border:1px solid #9fb3cf;border-radius:10px;padding:10px 16px;font-size:14px}
.panel .stores span{border-color:#c8d3e3;color:#14213d}
.pagehead{background:#fff;border-bottom:1px solid #e3e9f2;padding:32px 0;margin-bottom:28px}
.crumbs{font-size:13px;color:#6b7a90;margin-bottom:10px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:40px}
.more{font-weight:600}
.narrow{max-width:620px;margin:40px auto}
.center{text-align:center}
.qr{width:150px;height:150px;margin:20px auto;border-radius:12px;background:
  repeating-linear-gradient(90deg,#14213d 0 8px,transparent 8px 16px),repeating-linear-gradient(0deg,#14213d 0 8px,#fff 8px 16px);opacity:.85}
.err .code{font-size:72px;font-weight:700;color:#0b5ed7}
.ftr{background:#0a2540;color:#c8d6ea;margin-top:40px;padding:36px 0 0}
.ftr .wrap{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:24px}
.ftr h4{color:#fff;margin:0 0 10px}
.ftr a{display:block;color:#c8d6ea;margin-bottom:6px}
.ftr .big{font-size:20px;color:#fff;margin:0}
.ftr .copy{display:block;border-top:1px solid #1d3a5c;margin-top:24px;padding:14px 20px;font-size:13px}
.ftr.small{padding:0}.ftr.small .copy{margin-top:0;border:0}
.hdr.intra{background:#0a2540}.hdr.intra .logo{color:#fff}.hdr.intra .wrap{justify-content:space-between}
.tile{color:#14213d;display:block}
.tile:hover{outline:2px solid #0b5ed7}
.tile.off{opacity:.55}
.form label{display:block;font-size:14px;color:#6b7a90;margin:12px 0 6px}
.form input{width:100%;padding:12px;border:1px solid #cdd7e5;border-radius:10px;font-size:15px}
.form input:disabled{background:#f1f4f9}
.form .btn{margin-top:18px;width:100%}
.alert{background:#fdecec;color:#a61b1b;border-radius:10px;padding:10px 12px}
.receipt table{width:100%;border-collapse:collapse;margin:10px 0 18px}
.receipt td{padding:9px 4px;border-bottom:1px solid #eef2f7}
.receipt td:first-child{color:#6b7a90;width:40%}
.receipt code{background:#eef4ff;padding:3px 6px;border-radius:6px;word-break:break-all}
@media(max-width:860px){
  nav{display:none}
  .hero-in,.two,.grid3,.ftr .wrap{grid-template-columns:1fr}
  .quick{grid-template-columns:1fr 1fr;margin-top:20px}
  .card-art{display:none}
  .hero h1{font-size:32px}
  .app{flex-direction:column;align-items:flex-start}
  .topbar .muted{display:none}
}